$1,994
Florida combined average auto premium (2023) — countrywide: $1,438
Source: NAIC 2023 Auto Insurance Database Supplement, Table 5 →Jim Smith Insurance Agency, LLC · Tallahassee, FL
Insurance from someone
who's actually here.
Over 20 years of insurance experience, one office on North Monroe Street. A local GEICO Exclusive Agent — not a call center — with auto, home, renters, condo, motorcycle, ATV, and boat coverage for Florida and Georgia.
Local Agent
Jim Smith
GEICO Exclusive Agent
0
Years of Experience
0
States Served — FL & GA
FL 220
Property & Casualty License
Est. LLC
Jim Smith Insurance Agency
About Jim
A local agent, plain and simple.
Jim Smith has spent more than 20 years in the insurance business, and all of it has been about the same thing: sitting down with people in Tallahassee and figuring out what coverage actually makes sense for their life. Not a script, not a quota — an actual conversation with the guy whose name is on the license and on the door.
As a GEICO Exclusive Agent, Jim runs Jim Smith Insurance Agency, LLC, serving drivers and families across Florida and Georgia with auto, renters, condo, motorcycle, ATV, and boat coverage. He's a member of the Florida State University Alumni Association and the Sigma Chi Alumni Association, and an active member of the Exchange Club here in Tallahassee — the same civic and alumni circles a lot of his clients grew up in, too.
Outside the office, you're about as likely to find Jim out hunting or fishing as you are behind a desk — this is a town with the Apalachicola National Forest at its edge and Lake Jackson and Lake Talquin minutes away. For an agent whose job is protecting the things people care about, that tends to keep things grounded.
20+ Years in Insurance
Two decades of experience helping Tallahassee families and drivers find the right coverage.
Licensed in Florida & Georgia
Holds a Florida 220 Property & Casualty License, serving policyholders across FL and GA.
Local Office, Local Name
Jim Smith Insurance Agency, LLC — a named local business, not an anonymous call center.
Coverage
Every policy, under one local roof.
One office, one agent, every line of coverage you're likely to need — for Florida and Georgia households alike.
Auto Insurance
The office sits on North Monroe one light from I-10's Exit 199 — the same interchange half of Tallahassee's commute funnels through. Coverage built around how people actually drive here.
Renters Insurance
With FSU right downtown, a lot of Tallahassee rents — students, staff, and young professionals alike. Affordable protection for your belongings, first apartment or fifth.
Condo Insurance
Midtown and near-campus condos come with an association policy that stops at the walls. Coverage that picks up where the HOA's master policy leaves off — protecting what's actually yours.
Motorcycle & ATV
The Apalachicola National Forest starts at the edge of town — trail rides, hunting camps, and backroads year-round. Coverage built for two wheels and four.
Boat Insurance
Lake Jackson is straight up the North Monroe corridor and Lake Talquin is just west — two of the Big Bend's best fisheries. If there's a hull in your garage, it belongs on the policy sheet.
Homes in FEMA-designated high-risk flood zones have at least a 1-in-4 chance of flooding during a typical 30-year mortgage — a real number worth knowing before you decide what your home policy should cover. Source: FEMA Flood Maps
Straight From the Source
The Florida numbers, no improvisation.
No invented five-star quotes here — just public premium averages from the National Association of Insurance Commissioners, each one linked so you can check the source yourself.
$1,864
Florida average auto expenditure per insured vehicle (2023) — countrywide: $1,282
Source: NAIC 2023 Auto Insurance Database Supplement, Table 4 →$181
Florida average renters (HO-4) premium (2022) — countrywide: $171
Source: NAIC data via Insurance Information Institute →These figures are statewide averages published for general education only. They are not an estimate, an offer, or a promise of any premium — your rate depends on your details. Call Jim for a real quote, or compare rates yourself with the Florida Office of Insurance Regulation's CHOICES rate-comparison tool.
Community
Part of Tallahassee, not just serving it.
Twenty years in this business builds real ties. Here's where Jim actually shows up — not marketing copy, just the associations and alumni networks he's part of.
Civic
The Exchange Club
An active member of the Exchange Club, a national civic organization focused on community service right here in Tallahassee.
Alumni
FSU Alumni Association
A member of the Florida State University Alumni Association — part of the same Seminole network many local clients belong to.
Alumni
Sigma Chi Alumni Association
A Sigma Chi fraternity alum, staying connected through the Sigma Chi Alumni Association.
Visit or Call the Office
Address
2508 North Monroe Street, Tallahassee, FL 32303
Phone
Email
License
Florida 220 Property & Casualty License
Languages
English · Español Hablamos Español
Office Hours
Mon – Fri
9:00 AM – 5:30 PM
Sat – Sun
Closed
Serving
Florida & Georgia
Ready When You Are
Let's talk coverage — no call center required.
Get a free quote from Jim Smith Insurance Agency, LLC, or call the office directly. Same local agent, every time.